Public Liability Insurance

For businesses that regularly interact with customers, public liability insurance is very important. Public liability Insurance protects you if a member of the public is injured or suffers property damage as a result of your business’s proven negligence. The insurance company will pay out on genuine claims to members of the public.

With Public Liability Insurance, you do not have to worry about the potential cost of paying out huge sums for accidents either on your commercial premises or as a result of your commercial activities.

Key Man Insurance

Does your business have some irreplaceable staff members that the business would not operate without? Key man insurance can compensate you should anything happen to these people.

Employer's Liability Insurance

Accidents can happen at the workplace. Employer’s liability insurance covers you in the event of accident’s or injuries caused to employees at the workplace. Employers’ liability insurance is important because, without it, you’ll find yourself legally liable to compensate employees who have been injured in the workplace.

Business Interruption insurance

Business Interruption Insurance will compensate you for loss any loss in income caused by normal business operations coming to a standstill for a period of time because of hazards such as fire, theft, vandalism.

It allows you to be restored to the financial position you were in before the standstill occurred, allowing your business to get back on its feet

Professional Indemnity Insurance

Professional indemnity insurance isn’t a legal requirement but you might be asked to have it by other businesses you’re working with. Professional indemnity insurance gives you cover if a client says you’ve given them bad advice, or that your work has caused a problem and takes legal action against you

Commercial Property Insurance

Business face threats like fire, theft and vandalism everyday. Property insurance covers you should your commercial premises be damaged by fire, theft or similar loss. It is important to buy commercial property cover for contents, even if you operate your business from a rental property.